Living in Zagreb
The move, step by step
Ten sections covering the first year. The order is not arbitrary — it roughly matches the order in which you will run into all of it.
Sections
1. Residence & permits
Grounds for stay, the document set, timelines, renewals, the road to permanent residence.
Read more2. OIB & first steps
Week one: your identification number, address registration, a SIM card.
Read more3. Renting a home
Zagreb neighbourhoods, real prices, the contract, the deposit, what to check at a viewing.
Read more4. Healthcare & insurance
HZZO, choosing a GP, reaching a specialist, private clinics.
Read more5. Banking & money
Which bank, what you need to open an account, transfers, cards, tax residency.
Read more6. Cost of living
What a month costs for one person and for a family, broken down.
Read more7. Getting around
ZET, passes, exchanging a licence, cars, trains and buses across the country.
Read more8. Schools & childcare
State and private, application deadlines, how children handle the language.
Read more9. Croatian language
How much you need it, where to learn, how far Russian and English get you.
Read more10. Work & business
Finding a job, opening a d.o.o. or obrt, freelancing, taxes and contributions.
Read moreNeed help with your specific situation?
Tell us what you're dealing with. We'll explain the steps, and tell you honestly if you don't need us.